3 Ways You Can Use Your Home Equity

If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve certain goals. According to the latest Equity Insights Report from CoreLogic, the average borrower with a home loan has almost $300,000 in equity right now. As you weigh… Read more →

What Homeowners Want To Know About Selling in Today’s Market

If you’re thinking about selling your house, you’re likely hearing about the cooling housing market and wondering what that means for you. While it’s not the peak intensity we saw during the pandemic, we’re still in a sellers’ market. That means you haven’t missed your window. Realtor.com explains: “. . . while prospective home sellers may lament that they missed… Read more →

Mortgage Rates Will Come Down, It’s Just a Matter of Time

This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for consumers. And, this month,… Read more →

Top Questions About Selling Your Home This Winter

There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking – and the data that helps answer them – so you can make a confident decision. 1. Should I… Read more →

Home Equity: A Source of Strength for Homeowners Today

Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says: “. . . don’t expect a housing bust like the mid-2000s, as lending standards in this housing cycle have been much tighter and homeowners have historically high… Read more →

Are You Looking for a Home for Sale in Charlottesville or Crozet?

Searching for a new home is an exciting step in your life, and Charlottesville and Crozet have much to offer homeowners from any walk of life. Denise Ramey Real Estate – Long and Foster offers a wide range of houses for sale in this exciting area, catering to all needs with beautifully presented options that could become your next dream home. With an experienced real estate team on your side, you can enjoy a seamless experience from beginning to end, while we work hard to ensure that you can move into your new home on your timeframe and within budget.

Benefits of Working with the Top Rated Real Estate Agent in the Area

The team at Denise Ramey Real Estate – Long and Foster has extensive experience in the local market in Charlottesville and Crozet, allowing you to enjoy a more simplified process. Our real estate agents have access to exclusive listings that boast beautiful modern features that will enhance your experience. We handle everything in-house, from the first steps of your search through to the final details of the transaction. We leverage our extensive network to benefit buyers and sellers alike, ensuring that your transaction is as simple as possible.

Services Offered by Your Local Realtors

Denise Ramey Real Estate – Long and Foster is your trusted source for buying or selling a home in Charlottesville or Crozet. For buyers, we handle all aspects of the search, ensuring that you are only presented with homes that match your criteria. For sellers, we ensure that your home is sold within your timeframe with a short time on market, presenting your home in an optimal way to attract only qualified buyers. Sell your home at your price point with ease, and begin the next chapter of your life with confidence.

Work With an Experienced Real Estate Agency in Charlottesville and Crozet Today

Whether you are buying or selling a home in Charlottesville or Crozet, you can count on Denise Ramey Real Estate – Long and Foster. For more information contact us today at (434) 812-2388.